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Santa Clara County Reverse Mortgages

Shop the best deals for Santa Clara County, California reverse mortgages.

Find the best deal on reverse mortgages in Santa Clara County, San Jose, Sunnyvale, Santa Clara and Mountain View, California.

Call Today: (415) 223-9481

...or follow the steps below for a free evaluation and quote.

Downtown San Jose
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Santa Clara County Reverse Mortgage Lender

For over 100 years, Mutual of Omaha has been a trusted brand name. In that tradition of trust, Mutual of Omaha Mortgage offers reverse mortgages to qualified homeowners in Santa Clara County, California, and in 48 of 50 states.

Each of our originators has a team of experienced professionals who are familiar with the specific needs of homeowners in San Jose, Cupertino, Sunnyvale, and greater-Santa Clara County. We can walk you through the questions you’re certain to have and the process, should you decide to utilize your home’s value to create more cash flow in retirement.

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in San Jose and other surrounding cities.

In 2020 the median home value in San Jose was $1.4 Million. Most homes in Santa Clara County may decide choose to apply for a private jumbo reverse mortgage for properties above $822,375. Private reverse mortgages provide significantly more proceeds for eligible homeowners with higher-valued properties. $822,375 is the current maximum lending limit for FHA-insured reverse mortgages. This means with a federally-insured reverse mortgage in the greater Santa Clara County (and across the country) the first $822,375 of their home value is considered in the calculation of the potential maximum reverse mortgage loan benefit. 

In general, reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

About Santa Clara County

San Jose is situated in the south bay region and sits in the heart of Silicon Valley, home to some of the world’s largest tech companies. In 2019 the city’s estimated population was 1,021,795. San Jose is California’s third-most populated city and also the county seat of Santa Clara County. It also has the third-highest GDP (gross domestic product) per-capita in the world.

San Jose Reverse Mortgage Facts

San Jose Reverse Mortgage Facts


Sunnyvale is also part of Silicon Valley and is the 7th-most populous city in the Bay Area. In 2017 the city was ranked 16th in the nation as among the best cities to raise a family. Industries include aerospace, high-tech, and agriculture.

Sunnyvale Reverse Mortgage Facts

Sunnyvale Reverse Mortgage Facts


Cupertino is best known as the corporate headquarters of Apple, Inc and its sprawling campus with it’s disc-shaped corporate complex. The city sits directly west of San Jose and has an estimated population of 640,000 within its 13 square miles. Cupertino derives its name from San Jose de Cupertino creek (now Stevens Creek) which was named after Saint Joseph of Cupertino. The city was officially incorporated in 1955.

Apple Inc. Campus- Cupertino, California
Apple Inc. Campus- Cupertino, California
Cupertino Reverse Mortgage Facts
Cupertino Reverse Mortgage Facts


Mountain View is one of the key cities in Silicon Valley with several notable companies headquartered in the city limits including Google, Intuit, and Mozilla. The town that once served as a stagecoach stop between San Jose and San Francisco was incorporated in 1902. After World War II the population rapidly grew with new residents working in aerospace and electronics key to the war effort.

Mountain View Reverse Mortgage Facts

Mountain View Reverse Mortgage Facts


Contact your Santa Clara County, California reverse mortgage lender today.

Homa Rassouli and her team at Mutual of Omaha Mortgage are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.

Call Homa today at 415-223-9481 to learn more or complete the steps here to get your free quote.

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