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San Jose Reverse Mortgages

Shop for the best deals for San Jose, California reverse mortgages.

Find the best deal on reverse mortgages in San Jose and Santa Clara County California.


Meet Homa Rassouli.

Homa Rassouli - San Jose Reverse Mortgage Specialist

Homa Rassouli
Reverse Mortgage Specialist
NMLS #455497

Homa Rassolui is a 5-star reverse mortgage professional. Click here to read her reviews.
Call Today: (415) 223-9481

...or follow the steps below for a free evaluation and quote.

Mission San Jose
Mission San Jose - Pinterest

Reverse Mortgages Near You - San Jose, CA Reverse Mortgage Lender

For over 100 years Mutual of Omaha has been a trusted brand name. In that tradition of trust Mutual of Omaha Mortgage offers reverse mortgages to qualified homeowners in San Jose, Milpitas, Coyote, Los Gatos, and Santa Clara County.

Each of our originators has a team of experienced professionals who are familiar with the specific needs of homeowners in the area. We can walk you through the questions you’re certain to have and the process, should you decide to utilize your home’s value to create more cash flow in retirement.

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater San Jose area.

There are already 2,121 people in or within 10 miles of San Jose who have a reverse mortgage today. In just the last 12 months 187 homeowners got a federally-insured reverse mortgage loan.

San Jose Reverse Mortgage Facts

In 2021 the median home value in San Jose was $1,332,518. Many homeowners in Marin County may choose to apply for a private jumbo reverse mortgage instead of the federally-insured reverse mortgage which only considers the first $970,800 of the home’s appraised value. Unlike the federal-insured reverse mortgage, a private reverse mortgage includes several million dollars of the appraised value (limits vary by the lending institution) providing significantly more access to your home’s value.

Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

Downtown San Jose - circa 1940 ~Wikipedia Commons
Downtown San Jose - circa 1940 ~Wikipedia Commons


About San Jose

San Jose is situated in the south bay region and sits in the heart of Silicon Valley, home to some of the world’s largest tech companies. In 2019 the city’s estimated population was 1,021,795. San Jose is California’s third-most populated city and also the county seat of Santa Clara County. It also has the third-highest GDP (gross domestic product) per-capita in the world.  San Jose and the communities that surround it are often referred to as the South Bay being located at the southern tip of San Francisco Bay. 

Most residents are unaware that San Jose was the unorganized territory of California, shortly after the Treaty of Guadalupe Hidalgo was signed in which Mexico ceded the territory to the United States. A short time later in March 1850 the city of San Jose was formally incorporated and also became the capital of the latest state to be admitted to the Union. The area quickly grew and became the industrial center for the development of early plane manufacturing and lighter-than-air flight. Later, following the start of World War II, defence manufacturing was the leading industry producing landing vehicles, the M113 Armored Personnel Carrier and the famous Bradley Fighting Vehicle.

Local San Jose attractions include the Winchester Mystery House, California’s Great America, the Rosicrucian Egyptian Museum, and the Almaden Quicksilver County Park.

Contact your San Jose and Santa Clara County reverse mortgage lender today.

Homa and her team at Mutual of Omaha Mortgage are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.

Call Homa today at 415-223-9481 to learn more or complete the steps here to get your free quote.

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